Dave Schmutz

Dave Schmutz believes that his job is clear – be the loan expert. That is what allows Dave to be your borrower advocate and ensures that you achieve your goals. Fairway Independent Mortgage in Kirkland, WA, is an independent mortgage branch and offers a unique set of loan programs and impressive underwriting capabilities. This means more options for you and quicker closing times.

Dave makes it a point to understand the nuances of the lending industry, which he has done since 1986 when he closed his first loan. Whether it is changes in borrower qualifications or the introduction of new mortgage products, Dave follows the latest trends to ensure that you receive the best service. Thirty-plus years later, he knows that his process works when parents refer their kids and grandkids. Dave has extensive experience with first-time homebuyers, high-net-worth borrowers, self-employed borrowers, and investment borrowers.

Beyond the office, Dave and his wonderful wife, Margie, love spending time with their three kids, Christina, Nicole, and Tyler. As a University of Washington alumnus, Dave’s heart beats purple and gold, but he also knows that Huskies can get along with just about anyone. (Margie went to the University of Portland and their kids went to Gonzaga.) Through it all, Dave’s family has one team in common – the Seahawks. They are all proud members of the 12th Man.

State Licenses
ID# MLO-17056
WA# MLO-505324
CA# CA-DBO505324
Also licensed in OR